Group Mediclaim and Group Term Insurance are employee benefit schemes that organizations can provide to their employees and their families. These schemes offer financial protection and security in case of medical emergencies or unfortunate events.
Kaizen Consultancy Services provides Group Mediclaim and Term Insurance Service.
Group Mediclaim Insurance: This policy covers hospitalization expenses, pre/post-hospitalization costs, day-care procedures, and other medical expenses for employees and their dependents.
Group Term Insurance: It provides a lump sum amount to the nominee or beneficiary in case of the untimely demise of the insured employee during the policy term.
At Kaizen Consultancy Services, we understand the importance of employee welfare and retention.
Our services include:
Group Mediclaim policies typically cover hospitalization expenses, pre/post-hospitalization costs, day-care procedures, ambulance charges, and other medical expenses as per the policy terms.
Yes, most Group Mediclaim policies have a waiting period, usually ranging from 1-4 years, for covering pre-existing diseases. However, this can vary based on the specific policy terms.
No, Group Term Insurance policies typically only cover the employees themselves. Dependents like spouses and children may not eligible for coverage under this policy, depends upon plans of Insurance.
The sum insured for Group Term Insurance is usually calculated based on the employee’s annual income or a fixed multiple, as per the organization’s policy.
Yes, most insurance providers offer the flexibility to customize the coverage, sum insured, and other policy terms based on the organization’s requirements and budget.
If you're an enterprise in Mumbai looking Group Mediclaim for Employees in best possible way, contact the expert team of Kaizen Consultancy Services in Mumbai.
Call us at +91-977 31 50 167 to schedule a consultation and learn how we can assist your business.